Top 5 Most-Read Articles in Independent Agent in July

July brought the news that the property & casualty industry’s 2025 underwriting results were the strongest in a decade. As the market shifts, agencies are placing more attention on retention, and a recent Liberty Mutual study unpacked the most successful agencies’ strategies. Plus, the Big “I” outlined four steps agents may wish to consider as they evaluate and deploy new artificial intelligence (AI) tools and functionality.
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Here are the five most-read articles on iamagazine.com in July:
5) Legislation to Crack Down on Staged Accidents Introduced
By Raaed Haddad
The bill would help deter insurance fraud, reduce unnecessary litigation costs and ease the pressure of rising insurance premiums.
4) Property Claims Decline as Regional CAT Events Intensify
By AnneMarie McPherson Spears
Local catastrophes caused intense regional volatility, according to Verisk, but overall lower claim volume contributed to the property & casualty industry’s strong first-quarter results.
3) 4 Practical Steps for Effective AI Governance
By Eric Lipton
Given the rapidly evolving regulatory and business landscape, here are four steps agents may wish to consider as they evaluate and deploy new AI tools and functionality.
2) Retention Success Happens Beyond Renewal, Says Liberty Mutual Study
By AnneMarie McPherson Spears
After several years of hard market conditions, agencies are renewing emphasis on retention—and those making the most progress are not relying on renewal conversations alone.
1) P&C Industry Posts Best Underwriting Results in a Decade
By Olivia Overman
Personal auto and homeowners helped propel the property & casualty market to a $61.2 billion underwriting profit and a combined ratio of 93. However, commercial auto and liability lines continue to face challenges.
Compiled by AnneMarie McPherson Spears, IA news editor.












