Severe Convective Storms Lead Concerns for Insurers
The vast majority of insurance company executives view severe convective storms (SCS) as the leading threat to their balance sheets, according to a Demex survey.
Commercial Lines
Preventing E&O Exposures as Insurance Agencies Turn to AI
The rise of AI is poised to transform independent insurance agencies however, increased adoption is prompting essential discussion regarding the errors & omissions implications of its use by agencies.
The Hanover Launches Workers’ Comp Advantage
The new product is designed to simplify and accelerate the quoting and binding process for small business clients.
Navigating the New Risk Landscape of Data Center Construction
The rapid growth in data centers has brought new challenges and a growing need for sophisticated insurance solutions to manage such risks.
Can a BOP Have Business Income Coverage Without Building Property Coverage?
A commercial lines prospect has a limit on business income and business personal property (BPP), but not on the building.
Privacy Litigation Risk Grows ‘Substantially,’ According to Coalition Report
Lawsuits over how businesses collect and use data have surged, driven largely by aggressive plaintiff’s attorneys leveraging decades-old privacy laws in modern contexts.
From the Front Lines: HOA Insurance
“For years, community associations were stuck in one of the hardest insurance markets we’ve ever seen,” says independent agent Trey Griffy. “Premiums climbed, carriers pulled out and deductibles got pushed higher across the board.”
Builders Risk Insurance: 5 Coverage Gaps and Policy Misconceptions
While replacement valuation gaps are a prominent concern for builders risk clients, several other gaps and misconceptions can leave clients vulnerable to significant financial burdens.
3 Ways Agents Can Help Commercial Auto Clients Drive Down Risk
In a market with such high selectivity, it falls on the prospective insured to show why it would be a good risk. Independent insurance agencies can help insureds implement approaches that demonstrate insurability and manage costs.
How Economic and Climate Uncertainty Impacts the Builders Risk Market
While the builders risk insurance sector continues to remain profitable, economic and environmental uncertainties within the construction industry are forcing builders and insurers to rethink their strategies.
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