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Rolling your eyes at the word “disruptors”? You’re not alone. But if you’ve got one eye on the future, chances are you’re already bracing for the massive change underway from the InsurTech movement.

Understanding dram shop law in every state where you have a liquor liability client is crucial to succeeding in this market. But that’s not all it takes.

Travelers developed a new endorsement that offers additional support to directors & officers who are asked to appear at meetings or produce documents as part of an internal corporate investigation.

Social engineering attacks continue to grow in sophistication and frequency, costing companies millions of dollars—and putting client data and confidentiality at extreme risk. Beazley’s new policy provides coverage up to $5 million in excess of underlying

New research indicates independent agents are shifting their focus from providing customer service to growing their businesses. How can you expand your business without jeopardizing service and retention?

More carriers are adding this endorsement to the commercial general liability policy to exclude losses arising out of subcontractor-caused damage to a contractor’s work.

After losing a sale, how many times have you said, “I can’t believe it—I was sure I had that one”?

What’s the difference between a “valued policy” state and one that is not? Does this apply to both personal and commercial lines policies? Is it specific to named or special form perils, or to certain types of policies?

Nearly one-third of losses at bars, taverns and nightclubs arise from assault and battery claims. And thanks to various coverage restrictions on assault and battery, the line between liquor and general liability claims is not always clear.

Many smaller restaurants only serve a little bit of wine or beer—and therefore don’t think they need liquor liability insurance. But “that doesn’t exclude you from having a claim,” says independent agent Melinda Langworthy. “I still recommend getting the