How Strategic Capital Planning Helps Schools Reduce Their Most Frequent Losses
Aging buildings drive costly losses. Learn how risk-informed capital planning helps schools reduce water, fire and liability claims while improving safety and resilience.
Specialty
Helping Schools Invest Strategically for Safer, Stronger Outcomes
Smart investments in facilities, safety and technology can reduce losses and improve insurance outcomes. Agents play a key role in guiding these decisions.
Why Capital Decisions Are Critical to School Risk Management
Aging buildings drive costly losses. Learn how risk-informed capital planning helps schools reduce water, fire and liability claims while improving safety and resilience.
Guiding Schools Toward Smarter, Risk-Informed Capital Decisions
Aging buildings drive costly losses. Learn how risk-informed capital planning helps schools reduce water, fire and liability claims while improving safety and resilience.
Cellphone Bans: How Agents Can Help Schools and Businesses Create Policies
As schools and other entities consider policies that limit or ban cellphone use, agents can offer risk control guidelines that might help avoid a claim.
Public Entities Face Elevated Premiums and Reduced Capacity
With adverse impacts from social inflation, litigation funding and heightened safety expectations, the public entities insurance market is in a hard market with increased premiums and reduced limits.
Insurance for School Districts: The Challenges of Acquiring and Maintaining Coverage
From escalating property premiums to increasing liability costs, social inflation and litigation funding, public entities have to continually refine how they manage their unique exposures.
Does a Homeowners Policy Cover a Volunteer Fire Chief for Liability?
The fire chief is a volunteer, and while volunteer activity is included in the policy, the agent believes that the position would still be excluded as a professional service.
3 Ways Agents Can Help Public Entity Clients Navigate a Difficult Market
Independent agents can make sure their public entity clients understand their risks and have the insurance protection they need at a price they can afford.
Quilting Together Coverage in a Difficult Environment for Public Entities
Couple the unique risk exposures of public entities with continued economic challenges such as inflation and labor shortages, and “Groundhog Day” may be set to continue.
