Specialty

Coverage is customizable and can be layered with other coverages, such as errors & omissions, general liability and cyber.

Liquor liability coverage can be difficult to place, particularly if the account is considered a high-hazard operation, if there is a loss history, or if there is little to no prior insurance coverage.

As liquor liability premiums rise and coverage options shrink, agents can help clients navigate a complex market.

In many cases, contractors and facility owners may not be fully aware of all their environmental exposures and the insurance solutions available to protect their businesses.

Risk managers for private and school-sponsored summer camps need to understand the risks they face and take appropriate measures to prepare for and protect against accidents that can threaten camp patrons, employees and the business.

For agents, the right managing general agent (MGA) partnership means access to markets and products that may not be found elsewhere.

This optional coverage provides financial protection if a guest is injured in a covered accident, helping event hosts meet common insurance requirements and support safer events.

As demand for data centers and energy storage accelerates in the coming year, these contaminated industrial sites will find new life as technology hubs.