Small Commercial

Vortex Rain Insurance can help safeguard outdoor event revenue against Mother Nature. With transparent quotes, automated claims and quick payouts, it’s peace of mind, rain or shine.

If the storm track intersects the coverage radius in a policy, the insured gets a payout. No questions, adjustors or proof of loss.

Traditional insurance leaves business owners vulnerable against non-damage business disruption caused by the weather. Parametric insurance, like Vortex Weather Insurance, can help fill those gaps. 

Agents can help find a way to deliver comprehensive protection and streamlined service to small businesses that face unique challenges.

“Most insurance companies consider general liability the cornerstone line of business for an account,” says independent agent Brad Berrong. “Normally, if a company does not consider this type of exposure, it will not accept other lines of insurance for that account.”

Consumer litigation activity continues to impact the market adversely, with third-party funding driving additional litigation costs, higher settlements and higher premiums.

With factors such as an aging workforce and economic fluctuations pushing material and wage costs higher, agents can help their clients purchase adequate builders risk coverage.

Cybercriminals are using artificial intelligence (AI) to make phishing harder to detect. Here are four security practices that small and midsize businesses can use to protect their organizations.