Professional Liability

Can your small commercial client afford $25,000 to defend against an employee complaint?

Property owners and managers are struggling to keep up with modifications to Department of Housing and Urban Development regulations—and finding themselves unprotected when it comes to discrimination suits.

Thanks to a recent court case which changed a long-standing rule regarding control of employees, employers that use staffing agencies, independent contractors or franchisors now face an EPLI risk they did not have in the past.

What E&O practices and procedures best protect an agency?

Remember in 1994 when Stella Liebeck spilled coffee in her lap, suffered third-degree burns and sued McDonald’s for damages? It’s a prime example of vicarious liability—just one of many unique exposures in the franchise industry.

For every dollar a consumer spends in the U.S., 50 cents goes to a franchise. It’s not the simplest professional liability niche to sell and service, but your agency would be wise to consider playing in this space. Here’s what you need to know.

The many moving pieces of professional liability insurance make it a challenging market to service. For independent agent Dick Clarke, that’s exactly what makes it so enjoyable.

In federal courts alone, the number of suits related to employment grievances has increased by more than 400% in the last 20 years. Rockwood’s new EPLI policy shields employers and directors & officers, plus all current, former and prospective employees.

Here are a few workflow-related exposures that can give rise to E&O situations—and how to approach them properly.

Cyber liability, design-build contracts and stricter insurance requirements are three coverage developments currently affecting the highly competitive architects & engineers market. Here’s how to protect your clients.