Personal Lines

The named insured on an HO3 policy dies but has an adult child who had been living with them for over a year. How does the named insured’s passing affect coverage for the resident relative?

The average recovery time for roof repairs after a sever hailstorm is more than five months, which exacerbates the issues hail poses to property owners.

Today, employees want their financial protection to fit their unique family situation, income, short- and long-term debt and savings—which means a one-size-fits-all approach to life insurance simply doesn’t cut it.

An insured’s nanny uses her personal car to transport his children. Will the insured’s personal auto policy provide the nanny with any coverage while she is working?

After a tough couple of years, personal auto insurance rates finally started leveling out in 2019. But given the rise of distracted driving, could that stability be short-lived?

Between 2012 and 2016, personal auto claim frequency and severity increased, which pushed rates up. But over the last six to 12 months, the personal auto market demonstrated solid rate moderation.

Independent agent Sally Fabre predicts that there will be more uninsured drivers on the road in the future. “Clients are already being overwhelmed by the rising price of rent, healthcare and food,” she says. “Car insurance is a huge moral and financial di

With just 2-3% of new customers entering the personal lines auto insurance market each year, direct companies and independent agents are best positioned to capture this portion of the market.

Your ability to provide a life insurance solution adds significant value to your relationship with your clients, while also improving your client retention and adding revenue per account for your agency.

A home inventory is the cornerstone of overall disaster preparedness. Here’s what you can do to make creating one as stress-free and convenient as possible for your homeowners clients.