Homeowners

Undervaluation of homes over an extended period creates problems beyond the one-time claim, especially during catastrophe events when losses quickly exhaust coverage limits.

Independent agent Erin Schaaf writes homeowners insurance in coastal areas. “One of the biggest challenges we face is the introduction of wind/hail, named storm and hurricane deductibles,” she says. “They’re difficult for customers to understand, especial

Between a condominium association and the condo unit owners, who is responsible for which property? In other words, who owns what?

Here are a few tips to help your collector car clients avoid investing serious money in a fake—a situation which is a lot more common than you’d think.

With this generational shift comes new insurance exposures based on the kinds of cars Gen Xers and millennials are interested in—and how they use them.

Independent agent Morgan Duffy has a “very positive outlook” for the future of the classic car insurance market. “People always complain that the millennial generation doesn’t want anything to do with collector cars,” he says. “But when I go to the trade

As many as 53% of consumers have shopped online for homeowners insurance in the past 12 months, and 61% are likely to do so in the future, according to a new Chubb survey.

Considering water damage is the leading cause of property losses for homeowners, it’s crucial to help your personal lines clients not only obtain the right insurance coverage, but also take important risk mitigation steps to prevent claims from happening

Whether it’s a leaky pipe or a problem with the connection between the refrigerator and the icemaker, non-weather water damage can be more devastating than you think.

Independent agent Heather Brummels is noticing that a lot of baby boomers are moving their homeowners insurance away from captive agents. “Many of these folks are starting to shop around to find equivalent and sometimes better coverage for a lower premium