Homeowners

The named insured on an HO3 policy dies but has an adult child who had been living with them for over a year. How does the named insured’s passing affect coverage for the resident relative?

The average recovery time for roof repairs after a sever hailstorm is more than five months, which exacerbates the issues hail poses to property owners.

A home inventory is the cornerstone of overall disaster preparedness. Here’s what you can do to make creating one as stress-free and convenient as possible for your homeowners clients.

A majority 82% of homeowners say they would need to make renovations to their home to comfortably age in place. Here are four key areas to focus on.

Adopt these five strategies to help your agency contend with new online tools that give customers easier access to quotes and the ability to comparison shop for themselves.

Undervaluation of homes over an extended period creates problems beyond the one-time claim, especially during catastrophe events when losses quickly exhaust coverage limits.

Independent agent Erin Schaaf writes homeowners insurance in coastal areas. “One of the biggest challenges we face is the introduction of wind/hail, named storm and hurricane deductibles,” she says. “They’re difficult for customers to understand, especial

Between a condominium association and the condo unit owners, who is responsible for which property? In other words, who owns what?

Here are a few tips to help your collector car clients avoid investing serious money in a fake—a situation which is a lot more common than you’d think.

With this generational shift comes new insurance exposures based on the kinds of cars Gen Xers and millennials are interested in—and how they use them.