D&O

The liability environment for corporate leadership continues to intensify across multiple fronts. Here are four ways agents can help clients understand and navigate these evolving risks.

Over the past year, the directors & officers market has undergone a notable shift, fueled largely by a resurgence in capital markets activity and deteriorating loss experience.

As the directors & officers (D&O) market shifts from soft to hard, it is a prime time for independent agents to identify emerging trends and changing exposures for their clients.

While D&O and cyber liability policies offer distinct coverage differences, many companies mistakenly believe they do not require separate policies.

Nonprofit organizations face many of the same legal exposures as for-profit organizations, including conflicts of interest, breach of fiduciary duty and theft.

While the soft D&O market continued through 2024, insurers are starting to approach underwriting with a more cautious lens.

Directors & officers insurance is the best tool for nonprofits to protect volunteers against unforeseen allegations of harm.

Favorable loss ratios and an unprecedented decline in initial public offering (IPO) activity led to the softening of the directors & officers market, but signs point to impending changes.

The greatest factor in pushing rates down is the new capacity that came in during the hard market in both the U.S. and London.

Coalition’s Executive Risks Insurance Designed for Not-for-Profits offers coverage including directors & officers, employment practices liability insurance, fiduciary liability and crime insurance.