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The excess policy provides follow-form coverage on professional liability coverage with limits up to $5 million and a minimum attachment point of $500,000.

The impacts from extreme weather events—made even clearer by Hurricanes Helene and Milton—have led to consumers reevaluating their flood risk.

The burden of increased costs caused by uninsured drivers is ultimately shouldered by insured drivers. Here are three tips for agents to help their customers protect themselves.

“These are the people taking risks, following their dreams, and creating something special,” says independent agent Luke Hoerr. “When I help them get the right coverage, I’m not just selling insurance—I’m helping protect someone’s passion project and supporting our local economy.”

From rodent damage to dry rot, classic cars can incur costly damages without proper maintenance.

With distracted driving a leading cause of road accidents, agents can educate customers about the dangers and offer incentives for positive driving behavior.

There are signs of stabilization in the property market, with ample capacity available following favorable underwriting results on the insurance and reinsurance side.