williamjones

To accurately calculate a potential business income loss, the costs and added time are much different than they may have been just a few years ago.

An insured owns a shopping center with several restaurants. Failure to comply with the protective safeguards listed in the endorsement over which the insured has control would result in no coverage for a fire loss.

A contractor caused a slow leak while remodeling a bathroom and had to remove a large part of their work. What parts of the repair are excluded under the Damage to Your Work exclusion?

Certificates of insurance (COIs) account for plenty of headaches. Here are answers to some common questions asked during Big “I” Virtual University webinars.

In an incident when operating a business-owned and insured vehicle, there was personal liability once the business auto policy paid the full limit.

Open-source intelligence (OSINT) and data enrichment are valuable allies to help flag suspicious activity.

A carrier denied a claim for floor damage after a condensation line leaked because of the time period over which the leak occured.

Since the restoration contractor invoice is paid out of the building limit, how can an agent ensure the cost is covered? Should the price of the building be inflated?

An employee’s purse was stolen when she startled a robber in the middle of a break in. The carrier says the loss is excluded from the business owners policy under the theft exclusion.

In many cases, agents are the first line of defense against potential fraudsters. What role do independent agents play in preventing insurance fraud? And what are the consequences if they don’t?