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Where is the line between helping applicants understand a question and improperly influencing or coaching their responses?

A business owners policy is a strong foundation, but not a complete risk management solution. Here are four insurance gaps agents can highlight for their clients.

In a market where carriers are inundated with submissions, agents can help their product liability clients secure the coverage they need by understanding carriers’ appetite and capitalizing on the opportunities they offer. 

To mitigate the risk of an errors & omissions claim, insurance professionals need to approach offering umbrella coverage with diligence and consistency.