How Will Tariffs Impact M&A?
The recently enacted tariffs have introduced uncertainty into the insurance industry, including the agency mergers & acquisitions market. Here are three areas to monitor over the coming months.
M&A
M&A Hits 5-Year First-Quarter Low But Big Deals Loom
Mergers and acquisition insurance sector deals dropped 15% to 141 in the first quarter of 2025, a decline from 166 in the first quarter of 2024.
M&A in 2024 Was a Year of Mega Deals
Our industry has been witnessing intense consolidation for at least the last decade, but we have never seen this type of activity at the top of the market. Will these mega deals usher in a new era of deal-making?
4 Ways a Bank Loan Can Fuel Agency Growth in 2025
By Scott Freiday In the highly competitive and evolving insurance landscape, independent agency owners face a unique set of challenges and myriad capital needs to sustain their growth. As we head into 2025, there is a greater sense of urgency for agencies to invest in technology and talent and make strategic mergers & acquisitions (M&A). The average…
What Types of Interest Rates Do Lenders Use?
By Alicia Chandler The recent rate cuts by the Federal Reserve have prompted more agency owners to think about ways to grow their businesses. With the cost of borrowing starting to ease, many agency owners feel now may be the time to take a chance on new growth initiatives aided through debt financing. Not all lenders are…
How Independent Insurance Agency Values Will Respond to the Election
Like elections in the past, this one will not impact agency values—but fiscal policy could impact the portion owners take home.
