NFIP Lapse Possible as Congress Finalizes Government Funding
As of press time, Congress is working to finalize legislation to keep the federal government open beyond Friday, when current funding expires.
Legal and Compliance
Top 5 Most-Read Articles in Independent Agent in December
December looked at the 2025 Atlantic hurricane season, the impact of claims management on customer experience, state requirements for paid leave and time off. Plus, state regulations on artificial intelligence (AI) as well as a review of 2025’s top stories.
Government Shutdown Ends as NFIP Retroactively Reauthorized
The continuing resolution (CR) funds the federal government through Jan. 30, 2026, and includes a retroactive reauthorization of the National Flood Insurance Program (NFIP) for the period that the program lapsed.
Funding Standoff: Government Shutdown Continues
Both political sides seem to be digging in, with the U.S. Senate unable to advance a “clean” continuing resolution (CR).
No Deal: NFIP Lapses as Government Shutdown Begins
A partial federal government shutdown began on Oct. 1, resulting in a lapse of National Flood Insurance Program (NFIP) authority.
Congress Passes Short-Term Government Funding Bill
A short-term reauthorization of the National Flood Insurance Program through to Feb. 2, 2024, was included. The legislation also included an extension of the current Farm Bill through to Sept. 30, 2024.
