Employee Benefits

Understanding how to position individual coverage health reimbursement arrangements (ICHRAs) allows you to move beyond the typical renewal conversation and offer an innovative, strategic solution.

As employer-sponsored plans see an increase in new participants, cost-containment strategies have never been more vital.

Workers compensation is regulated at the state level, and even occasional or incidental work across state lines can result in coverage gaps if policies are not properly structured.

While stable, the workers compensation market is facing underlying pricing pressures that are set to adversely impact the market nationwide.

For independent insurance agencies, this could be an innovative, family-focused benefit to offer employees or to strengthen relationships with commercial and personal lines customers.

Dedicating time to address HR and operational challenges during these quieter months of summer can have a significant impact for the rest of the year. 

As the soft workers comp market continues, here are three risk management tips agents can provide to their clients to get the most out of their coverage.

There is a growing recognition of the importance of mental health in the workplace, with many states enacting laws to include post-traumatic stress disorder and other mental health conditions under workers comp benefits.

Workplace mental health and wellness impacts all aspects of a business: performance, culture, retention and the bottom line.