Viewpoints

From the Front Lines: HOA Insurance

“For years, community associations were stuck in one of the hardest insurance markets we’ve ever seen,” says independent agent Trey Griffy. “Premiums climbed, carriers pulled out and deductibles got pushed higher across the board.”

From the Front Lines: Health Care

“The out‑of‑pocket maximums keep climbing, and the cost follows in lockstep,” said independent agent Matt Brown. “Even with a large population receiving tax credits on the individual market, the remaining premiums remain a burden for most.”

From the Front Lines: Life

“For the family, it is the love letter that someone can leave to another member that protects and benefits them,” says independent agent David Wasson. “It can be useful for everything from final expenses and loan protection to creating an estate.”

Agency Nation Meets: Susie Bonner

Susie Bonner, vice president of marketing and communications at the Big “I,” drives campaigns that elevate the Big “I” mission.

Declaration of Independents: Jill Roth

Roth, executive vice president at Ahart, Frinzi & Smith, started her career on Capitol Hill. Born and raised a Jersey girl, Roth graduated from George Mason University with a major in political science and international affairs.

From the Front Lines: RV

“The RV insurance market will see more companies offering coverage for a wider variety of products,” says independent agent Heather Gablehouse. “Several personal lines companies we currently represent are already offering to write coverage for at least one type of RV.”

Agency Nation Meets: Lucas Hendricks

Lucas Hendricks, CEO of Lift Local, has over 13 years of digital marketing experience, nine of which have been spent marketing for insurance agencies.

From the Front Lines: Health Care Staffing Insurance

“I anticipate continued increases in professional liability premiums, particularly for higher-risk placements like physicians, surgeons and wound care professionals,” says independent agent Andy Clark. “These roles have become increasingly difficult to insure affordably.”

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