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From the Front Lines: Surety

After working in the auto dealership business for 12 years, Shawn Gustafson needed a change. He never guessed the surety business would be the perfect fit.

Is Employee Ownership Right for Your Agency?

Employee ownership is a non-traditional perpetuation solution that could be a smart option for your agency. Here’s why you should consider offering key employees some skin in the game.

What’s Driving Losses in Hotel/Motel Insurance?

Like most commercial lines, hotel/motel insurance kicked off the New Year with predominantly flat rates, and 2017 will likely see much of the same. But there are a few important exceptions. Are you offering these clients the right coverage for their chang

Allstate’s Ride for Hire Protects Ridesharing Drivers

Transportation network companies like Uber connect paying passengers with drivers who provide rides in their own vehicles. But how can these drivers protect themselves from potential coverage gaps? Allstate now offers a solution.

Erie Insurance Covers Businesses When Cloud Computing Fails

Cloud computing—outsourcing IT services to a third party via the internet—is rapidly gaining popularity among small and midsize businesses. In response, Erie Insurance adds cloud computing to its equipment breakdown coverage.

Can Agents Justify Intentionally Underinsuring Homes?

An agency recently started competing against a handful of agents who are intentionally underinsuring homes, then using an extended replacement cost endorsement to increase the Coverage A limit by 50%.

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