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A client owns a car, which is titled in her name, and gives it to her stepdaughter to drive. How should the personal auto policy be written?

A client is planning a $400,000 house renovation. Would a builders risk policy be the best option to cover the renovation, or are there specific ISO homeowners endorsements that can be added?

An insured has hired a company to demolish an old building, on which they have liability coverage, that has a common wall with the property next door.

The fire chief is a volunteer, and while volunteer activity is included in the policy, the agent believes that the position would still be excluded as a professional service.

Sometimes, policies with this endorsement are the only ones available to clients, including those with high-value historic homes. What is an appropriate disclaimer to explain this?

How do you explain how a wind or hail buyback policy works? And is a deductible applied to these types of policies?

An admitted carrier in Texas tried to nonrenew a commercial umbrella policy that was due to renew in 30 days. However, the Texas insurance code says insureds must be notified of a nonrenewal 60 days before renewal. When the agent mentioned this, the carrier said it would extend coverage for another 30 days and then…

While cleaning a water tank, a contractor accidentally left the water outlet open. Sandblast media entered the city water supply and contaminated products in a cheese manufacturing facility.

Does a nonprofit organization that has a workers compensation policy in force also need uninsured/underinsured motorist coverage?

Should the uninsured motorist/underinsured motorist limits match those on the bodily injury and property damage liability coverage?