Auto

While Kia and Hyundai owners faced challenges from the thefts of their vehicles, insurance carriers responded in various ways to deal with the threat.

Improving technology is a determining factor for many carriers as they look to employ a strategic response to a sustained rise in claims frequency and severity.

Should the uninsured motorist/underinsured motorist limits match those on the bodily injury and property damage liability coverage?

The program includes specialized classic car coverages and pricing models that account for the reduced accident frequency often associated with collector vehicles.

Would liability and physical damage coverages cover a rental car? Would there be a coverage gap in loss rentals?

The insured does not want to submit a claim because they are adamant the accident was not their fault.

Driver assistance systems are decreasing the number of accidents, but the complex technology increases the costs and time to repair a car—making agents’ communications with clients all the more important.