Auto

A client has full glass coverage on her personal auto policy. She rented a vehicle while traveling and got a chip on the windshield.

If an employee drives a regularly furnished company car and the employee and family members are injured in an accident while using that car, how is that claim covered?

A client owns a car, which is titled in her name, and gives it to her stepdaughter to drive. How should the personal auto policy be written?

​As we head into a new year, there’s no better time to equip producers with foundational insurance industry knowledge and concepts.

Should the uninsured motorist/underinsured motorist limits match those on the bodily injury and property damage liability coverage?

Would liability and physical damage coverages cover a rental car? Would there be a coverage gap in loss rentals?

The insured does not want to submit a claim because they are adamant the accident was not their fault.

A client had car trouble and pulled into a private drive to investigate. The car leaked transmission fluid onto the driveway but the carrier denied coverage for the damage.

A delivery driver had an accident while running an errand for his employer in his personal auto, but his carrier has denied the claim based on the public or livery exclusion.

An insured owns a vehicle that is registered in Florida but permanently garaged at his second home in Wisconsin.