Auto

What’s Next for Usage-Based Insurance?

The usage-based insurance market could be worth $123 billion by 2023—and its consumer base could grow from 15 million to 142 million over the same timeframe. What’s the future of pay-how-you-drive and pay-as-you-drive insurance?

Allstate’s Ride for Hire Protects Ridesharing Drivers

Transportation network companies like Uber connect paying passengers with drivers who provide rides in their own vehicles. But how can these drivers protect themselves from potential coverage gaps? Allstate now offers a solution.

Self-Insurance: The Only Option for Vintage Racecar Drivers?

Within the collector car hobby, the racecar subset contains some of the most valuable, beloved vehicles in the world. But motorsports create unique challenges for insurers—prompting many racecar enthusiasts to opt for self-insurance over more traditional

From the Front Lines: Classic Cars

When Kevin Farris first got interested in selling classic car insurance back in the early ’90s, he didn’t have many carrier options. Today, classic car insurance makes up nearly a third of his agency’s business.

Pizza Delivery Coverage Has Arrived!

Few underwriters are willing to touch the food delivery business. But Program Risk Specialists now offers monoline non-owned and hired auto liability coverage to businesses with drivers as young as 18.

How to Shift the Personal Auto Conversation Away from Price

In a market ripe for disruption from not only direct writers slashing prices but also newcomers like Goji, Coverhound and autoinsurance.com, independent agents must change their strategy in order to maintain a competitive edge.

From the Front Lines: Personal Auto

Some argue that personal auto insurance has become a commodity. But independent agent Samuel Bennett emphasizes coverage, not price, as the “beginning, middle and end” of conversations with clients.