Personal Lines

A majority 82% of homeowners say they would need to make renovations to their home to comfortably age in place. Here are four key areas to focus on.

Adopt these five strategies to help your agency contend with new online tools that give customers easier access to quotes and the ability to comparison shop for themselves.

An insured’s daughter is attending a military service academy starting this fall. Under the insured’s personal auto policy, is the daughter still considered a “family member”? If so, is she covered for non-owned autos?

Undervaluation of homes over an extended period creates problems beyond the one-time claim, especially during catastrophe events when losses quickly exhaust coverage limits.

Independent agent Erin Schaaf writes homeowners insurance in coastal areas. “One of the biggest challenges we face is the introduction of wind/hail, named storm and hurricane deductibles,” she says. “They’re difficult for customers to understand, especial

Nobody is requiring your clients to purchase a personal umbrella policy, which makes it unlikely that they’ll ask you about the coverage. Here are four ways to start the conversation—and keep returning to it.

OneAmerica recently launched two new term life insurance products designed to offer more flexibility and help clients get the best coverage.

Independent agent Priya Arora finds that many of her clients think they don’t need the added protection that a personal umbrella provides. “They don’t like to think about lawsuits, but they need to be educated about the risk,” she says.

As e-bike sales accelerate, the trend is creating issues in the bicycle insurance space.

The answer depends on the carrier—and where the hot tub is located.