Personal Lines

To mitigate the risk of an errors & omissions claim, insurance professionals need to approach offering umbrella coverage with diligence and consistency.

“I anticipate continued increases in professional liability premiums, particularly for higher-risk placements like physicians, surgeons and wound care professionals,” says independent agent Andy Clark. “These roles have become increasingly difficult to insure affordably.”

A client has full glass coverage on her personal auto policy. She rented a vehicle while traveling and got a chip on the windshield.

Fourth of July celebrations involve grilling, fireworks and outdoor gatherings. But behind the red, white and blue is a spike in risk.

Wildfires are reshaping the way homeowners, insurers and independent insurance agents approach property protection—and the need for adaptation is urgent.

Policyholders can choose from various deductible and co-pay options to balance upfront home insurance costs with long-term savings.

If an employee drives a regularly furnished company car and the employee and family members are injured in an accident while using that car, how is that claim covered?