Through the Roof: How Agents Can Respond to Rising Construction Costs
Significant increases in the cost of construction materials could affect a large property loss by exhausting the amounts of coverage. Here’s what agents can do about it.
Personal Lines
Hands-Free: Who Is Liable When No One Is Driving?
As drivers take less control of vehicles, liability may shift. Whether the driver is held legally liable may depend on the decisions the driver makes to give up or take control of the vehicle.
Declaration of Independents: Annie Hanna Engel
Annie Hanna Engel. president and chief operating officer of Howard Hanna Insurance Services Inc.—the largest real estate company-owned insurance provider in the country—is pairing an independent agent with every real estate transaction.
Integrated Specialty Coverages Launches New Vacant Property Program
The vacant property program targets both properties and vacant land, including residential and commercial buildings, as well as buildings under renovation.
Liberty Mutual to Acquire State Auto
The deal is anticipated to make Liberty Mutual the second largest independent agency carrier in the U.S., adding $2.3 billion in premium and State Auto’s network of approximately 3,400 independent agencies.
Personal, Commercial Lines Composite Rates Moderate in Second Quarter
While the composite rates for both commercial and personal lines decreased overall in second quarter 2021, all segments experienced rate increases.
1 in 3 Americans Admit to Barbecuing Drunk
As Americans gear up to host barbecues once again this summer, many aren’t doing enough to reduce grilling-related hazards and injuries. Here are some grilling safety tips to share with clients.
Most Common Homeowners Insurance Blind Spots
One in 3 Americans are unsure about what their insurance policies cover, according to a survey from The Hanover Insurance Group.
The Hanover Adds Motorcycle Insurance
The product offers motorcycle coverage for touring bikes, cruisers, sport bikes, scooters, motorcycle cargo, transport trailers and more.
Are E-Bikes Considered a ‘Motor Vehicle’ on a Homeowners Policy?
If e-bikes are considered vehicles, and liability is excluded from homeowners policies, is there an ISO homeowners endorsement that provides both liability and physical damage coverage?
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