Personal Lines

Are solar panels installed on the insured’s roof covered for windstorm peril under the ISO HO 00 03 homeowners insurance policy?

During this housing market heatwave, insurance agents can be a voice of reason and an educational resource for buyers. Here are four ways independent agents can help buyers assess risk.

For seniors with changing financial needs, a life settlement is often less intrusive than selling a home or taking a large draw from a retirement account.

“As a country, we’re shifting toward buying products online,” says independent agent Lou Martinez. “You don’t see people go into locations anymore, like how my parents still go through their insurance process.”

An insured backed his company’s auto into his parents’ personal trailer. Because his parents are also company members, the carrier is denying coverage based on the care, custody or control exclusion.

COVID-19 has affected the homeowners insurance market in numerous ways. Here are three reasons homeowners need more coverage than prior to the coronavirus pandemic.

Homebuyers can benefit from an independent agent’s advice to keep their home offers grounded in reality, particularly in this competitive market. Here are five ways agents can assist.

Buying homeowners insurance can be seen as just one more transaction to be completed before closing on a home. Agents can set themselves apart by educating clients on what they’re buying.