Personal Lines

​As we head into a new year, there’s no better time to equip producers with foundational insurance industry knowledge and concepts.

Regular attention must be paid to keeping underlying coverages in place without any gaps, offering higher umbrella limits and recommending uninsured motorist/underinsured motorist coverage.

Over the past couple of years, awareness of an increasingly litigious environment has been a key factor leading to increased demand for personal umbrella coverage. However, significant growth has been stymied by premium increases and reductions in coverages and capacity—hallmarks of the hard market—leading to upheaval in the personal umbrella market. “The personal umbrella insurance market has…

From themed weddings that pay homage to a couple’s favorite TV show to adventure weddings that include hiking, the world of weddings continues to evolve and the special events insurance market has taken notice.

Equip your clients with effective rodent prevention tips to save them from costly surprises and uncomfortable calls about uncovered damage.

While Kia and Hyundai owners faced challenges from the thefts of their vehicles, insurance carriers responded in various ways to deal with the threat.

“Everything is always changing in the health care industry and unfortunately, it’s not always in the best interest of the insured,” says independent agent Felicia Ethridge. “One of the biggest challenges is trying to keep up with the changes and updates from the government.”

Improving technology is a determining factor for many carriers as they look to employ a strategic response to a sustained rise in claims frequency and severity.

Disability insurance is paycheck protection, but few have this coverage. Here are four common myths among consumers about disability insurance.

Should the uninsured motorist/underinsured motorist limits match those on the bodily injury and property damage liability coverage?