Top 5 Most-Read Articles in Independent Agent in September
Agents read the 2026 Agency Universe Study’s key findings, met Greg Sandrock ahead of his installation and explored how consumers still value the human touch.
Life Insurance
Top 5 Most-Read Articles in Independent Agent in August
Independent Agent magazine explored how tort reform is beginning to counteract the impacts of legal system abuse, litigation financing and nuclear verdicts.
4 Ways to Bridge the Life Insurance Coverage Gap
Why coverage gaps persist and how certain products can help guide more effective strategies to address them.
How Record-Setting Sales and Innovation Are Fueling Life Insurance Growth
The life insurance industry is experiencing strong growth in premiums and policy sales. Here’s how agents can keep up.
Individual Life Insurance Sales Jumped 10% in 2025
Total new annualized life insurance premiums increased 10% year over year to $17.5 billion in 2025, according to preliminary results from LIMRA’s individual life insurance sales survey.
From the Front Lines: Life
“For the family, it is the love letter that someone can leave to another member that protects and benefits them,” says independent agent David Wasson. “It can be useful for everything from final expenses and loan protection to creating an estate.”
Annuity Sales Set New Record in First Half of 2025
Sales rose to $223 billion in the first half of 2025, 3% above the first half of 2024 and beating the record previously set in 2024.
From the Front Lines: Health Care Staffing Insurance
“I anticipate continued increases in professional liability premiums, particularly for higher-risk placements like physicians, surgeons and wound care professionals,” says independent agent Andy Clark. “These roles have become increasingly difficult to insure affordably.”
From the Front Lines: Long-Term Care
“We see challenges with LTC (long-term care) adoption rates,” says independent agent Kelly Augspurger. “In my opinion, it’s an awareness and education issue because people don’t know what they don’t know.”
From the Front Lines: Life-Health
“Everything is always changing in the health care industry and unfortunately, it’s not always in the best interest of the insured,” says independent agent Felicia Ethridge. “One of the biggest challenges is trying to keep up with the changes and updates from the government.”
