Life Insurance

Why Do So Many Universal Life Insurance Policies Fail?

Non-guaranteed universal life insurance, also known as current assumption universal life, has been subjected to rather brutal criticism over the last few years. But how much of this condemnation is truly warranted?

New Claims Data Helps Bust Myths About LTCi

More than half of long-term care insurance claims begin in the home, compared to only 28.2% that commence in a nursing home, according to a recent analysis.

AXA Enhances Indexed Universal Life Product

In recent years, a low interest rate and higher capital requirements have presented interesting challenges for creating low-priced, high-quality life insurance products.

What Big Data Can Do for Life Insurance

Although the property-casualty and health insurance sectors have rushed to embrace the benefits of big data and predictive modeling, life insurers are lagging far behind.

Aflac Refreshes Group Whole, Term Life Products

Aflac’s new group whole life product includes greater plan maximums and gives customers the opportunity to build cash value and accumulate savings. The group term life product offers a combination of employer-paid, supplemental buy-up and voluntary covera

Aflac Expands Life Insurance Offerings

In the first stage of a multiphase approach to expanding its life insurance portfolio, Aflac recently added a universal life plan with long-term care benefits and more.