Life Insurance

Life insurance is sometimes portrayed as a “set it and forget it” type of investment, but the reality is that there are a variety of variables that can change along the way.

More than half of long-term care insurance claims begin in the home, compared to only 28.2% that commence in a nursing home, according to a recent analysis.

In recent years, a low interest rate and higher capital requirements have presented interesting challenges for creating low-priced, high-quality life insurance products.

Although the property-casualty and health insurance sectors have rushed to embrace the benefits of big data and predictive modeling, life insurers are lagging far behind.

Aflac’s new group whole life product includes greater plan maximums and gives customers the opportunity to build cash value and accumulate savings. The group term life product offers a combination of employer-paid, supplemental buy-up and voluntary covera

To support parents and grandparents who want to plan ahead and get a head start on lifelong protection for their children and grandchildren, Colonial Life now offers a standalone juvenile life insurance plan.

In the first stage of a multiphase approach to expanding its life insurance portfolio, Aflac recently added a universal life plan with long-term care benefits and more.

Many retirees are unaware of the market value of an asset they already own: their life insurance policy.

Starting with the words “Affordable Care Act,” the life-health insurance marketplace has never been the same. Make sure your agency positions itself to take advantage of three trends shaping the market.

As people enter different stages of their lives, independent agents should be poised to highlight how life insurance should play a role. Keep these various life events in mind when selling supplemental life insurance policies to your clients.