Excess & Surplus

License to Lead: Meet Young Agent Ryder Roberts 

“It’s on us to understand what opportunities technology provides our industry to be more efficient and grow at a faster rate than generations before us,” says young agent Ryder Roberts.

Why the E&S Market Continues to Grow

The hard market is among the causes of the growth of the excess & surplus market, which had previously been considered a safety valve.

Can a Carrier Extend an Expiration Date to Issue a Nonrenewal?

An admitted carrier in Texas tried to nonrenew a commercial umbrella policy that was due to renew in 30 days. However, the Texas insurance code says insureds must be notified of a nonrenewal 60 days before renewal. When the agent mentioned this, the carrier said it would extend coverage for another 30 days and then…

From the Front Lines: Excess & Surplus

“People are always looking for better opportunities and the constant changes in underwriting guidelines,” says independent agent Rajan Nurnie. “An improvement I have seen is that it used to take up to two weeks to get a quote back, and now it takes just