Employee Benefits

Like crypto, the life settlement industry felt like the Wild West during its infancy, yet today, it’s more mature, appropriately regulated, and offers opportunities for clients and investors.

Independent insurance agents and brokers dominate the commercial property & casualty market—an 88% market share, according to the 2022 Big “I” Market Share Report—which makes the employee benefits space a new frontier for many agencies.

Critical illness insurance can help agents smooth revenue lost from long-term care insurance sales and help to meet the challenges of today’s aging population.

The Employee Retention Credit creates a great opportunity for agents to help their clients funnel tax credit money back into annuities and life insurance.

There are opportunities for agents to bring solutions to the vast numbers of Americans who are worried about saving for retirement, rising living costs and managing debt.

The updated supplemental health insurance policies offer greater benefits when an insured person experiences the challenges of extra costs that occur from a covered event.

The new policy can replace up to 60% of a policyholder’s weekly income for a qualifying physical injury, medical illness or mental health issue.

With the use of predictive analytics and quicker access to data, disability insurance can now be quoted online in minutes and the most qualified applicants can be instantly approved.

With many Americans anticipating financial insecurity related to the loss of a loved one, life insurance is one way to ease those concerns.

When clients need advice on borrowing against a whole life policy, your expertise will be critical in guiding them to the right solution.