BOP

A restaurant owner rents a building and has a tenant’s policy for contents and liability. A furnace caught fire and the owner says the tenant is responsible or the damage.

The policy protects the tools, equipment and livelihood of small specialty contractors who focus on service, repair and standard installation work.

As energy reliability, cost volatility and resilience move higher on boardroom agendas, more property owners are bringing their energy supply chain in-house.

A commercial lines prospect has a limit on business income and business personal property (BPP), but not on the building.

A major overhaul of the ISO Business Owners Policy (BOP) means that automobile service operations can be included on the form as of July 1, 2025. Here’s an overview of eligibility, endorsements and exclusions.

In today’s tightening market, successful agents go beyond quoting—guiding middle-market clients to understand underwriting, improve their risk profile, and become accounts insurers want to write.