Virtual University

Where is the line between helping applicants understand a question and improperly influencing or coaching their responses?

A local chamber of commerce is hosting a petting zoo for which a person is letting the chamber use their animals. Event attendees will be required to sign a waiver.

A marina will often tow a non-owned trailer, with or without a boat, on marina property and occasionally on a public road. The carrier will not give the agency a definite answer about coverage.

A commercial insured has been served with benzene exposure lawsuits, with exposure going back to the 1980s. Should the agency put the general liability carrier and excess general liability carrier on notice at the time of first notice of loss? The insured has switched carriers over the decades.

The garage liability carrier is declining to pay for the third-party damage, saying the garage liability policy is excess for any non-owned vehicles and that the customer’s personal auto policy should pay.

Moving a book of business can protect client relationships, strengthen carrier partnerships and improve agency profitability. However, that can only be achieved when the strategy is clear and the execution is disciplined.

An agency frequently insures rental properties where the ownership structure is not straightforward. How much guidance should the agent give on how the named insureds should be listed?

An insured is listed as a covered individual on the drive other car endorsement of a business auto policy. He rented a vehicle personally and was involved in an accident. The carrier is denying the claim.

Does only the named insured have liability coverage extended by the standard ISO personal auto policy or would a named driver also have coverage?

Here’s why industry designations, independent continuing education (CE) and industry skill training all play an important role in your education journey.