Why the E&S Market Continues to Grow
The hard market is among the causes of the growth of the excess & surplus market, which had previously been considered a safety valve.
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P&C Insurance Market Reports Best Underwriting Results Since 2013
However, progress could be undone by the January California wildfires and the impact of tariffs, the report from Triple-I and Milliman warned.
1 in 4 Businesses Know They’re Underinsured As Catastrophe Concerns Increase
Despite rising concerns, 26% of commercial property owners admit to knowingly carrying inadequate insurance coverage to account for severe weather events, an 8-point increase from 2023.
NEXT Announces Multi-Location Workers Comp Coverage
The coverage allows small business owners with multiple locations to easily secure coverage through a single policy.
6 Ways to Protect Buildings from Severe Convective Storms
As insurers increase their underwriting restrictions to limit storm exposures, risk mitigation is becoming more important than ever for commercial insureds.
Driver Overconfidence Is Making Distracted Driving Worse
Most drivers believe other motorists’ driving behaviors are bad and getting worse, according to Nationwide. Yet most rate their own driving very highly, despite participating in the same risky behaviors.
Hurricane Coverage From Vortex Insurance Fills Gaps After Hurricanes Helene and Milton
The coverage features a data-driven trigger, which removes the need to prove a covered loss or damage.
Flood Insurance: Help Clients Understand What Is and Isn’t Covered
As severe weather becomes more frequent, it’s critical for agents to help clients understand what flood insurance does and doesn’t cover.
Atain Launches Exclusive Excess Professional Liability Program With Vanguard Specialty
The excess policy provides follow-form coverage on professional liability coverage with limits up to $5 million and a minimum attachment point of $500,000.
How Agents Can Help Clients Purchase Flood Insurance as the Market and Their Needs Change
The impacts from extreme weather events—made even clearer by Hurricanes Helene and Milton—have led to consumers reevaluating their flood risk.
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