Over the past couple of years, awareness of an increasingly litigious environment has been a key factor leading to increased demand for personal umbrella coverage. However, significant growth has been stymied by premium increases and reductions in coverages and capacity—hallmarks of the hard market—leading to upheaval in the personal umbrella market. “The personal umbrella insurance market has…
Disability insurance is paycheck protection, but few have this coverage. Here are four common myths among consumers about disability insurance.
While cleaning a water tank, a contractor accidentally left the water outlet open. Sandblast media entered the city water supply and contaminated products in a cheese manufacturing facility.
Does a nonprofit organization that has a workers compensation policy in force also need uninsured/underinsured motorist coverage?
As the builders risk market evolves through a changing economic and physical landscape, agents play a key role in protecting the interests of the insured.
With more employees exposing employer misconduct and evolving legal standards surrounding retaliation, businesses need robust coverage and clear policies to protect themselves.
Biometric technology is increasingly used by organizations, and many employers may be unaware of the laws around its application—or even that they’re using it in the first place.
“The use of telematic devices in monitoring driving behaviors and enhanced data analytics capabilities are among some of the more positive changes,” says independent agent Lydia Ramos. “They allow us to analyze a variety of factors, including traffic patt
To manage premium increases, 50% of agents suggested that clients move jewelry coverage from their homeowners policy to a standalone jewelry policy, according to a BriteCo survey.
While cyber exposure is dangerously prevalent, there are tactics that businesses can use to protect themselves and their clients.
