Is There a Coverage Gap When BAP and Umbrella Have Different Renewal Dates?
A pallet manufacturing company has a business auto policy that renews in November and a commercial umbrella policy that renews in April.

A pallet manufacturing company has a business auto policy that renews in November and a commercial umbrella policy that renews in April.
As we head into a new year, there’s no better time to equip producers with foundational insurance industry knowledge and concepts.
Why would premium be charged on values that exceed the limit of coverage?