Technical Knowledge

What’s the best way to let certificate of insurance holders know that a commercial liability policy has been cancelled?

An insured does not carry UM/UIM coverage on their BAP. After getting in an accident in the company car, can they file a UM/UIM claim on their PAP instead?

It’s never a good idea to customize a certificate of insurance based on who’s asking for what.

Want to avoid getting a letter from your E&O carrier informing you of an uncovered, excess exposure? When selecting E&O coverage limits, ask—and honestly answer—these questions.

An agent starts noticing three contractual requirements becoming more common for their contractor clients. How should they handle them?

Due to clogged drains, rain gets in through a vehicle’s closed sunroof, damaging the interior. Can the carrier deny the claim based on wear and tear?

At the time of a loss, which state determines UM/UIM coverage limits? And who is subject to UM/UIM policy exclusions?

A client asks an agent to alter a certificate of insurance and add specific language to the description. The agent is concerned about losing a $900,000 account if they don’t fulfill the request.

Cyber coverage can overwhelm business owners and risk managers, but Philadelphia’s new endorsement offers three first- and third-party coverages.

Your builders risk clients trust you to help them secure effective coverage for their myriad exposures. Make sure tricky policy language doesn’t have a negative impact on their ability to recover from a loss.