Technical Knowledge

Coinsurance penalties can severely impact a project’s finances. Help your customers avoid them.

As automotive claim severity increases for bodily injury, property damage and collision, clients should consider protecting themselves with uninsured or underinsured motorist umbrella coverage.

Here are some of the top ways the insurance industry uses technology to fight fraud costing businesses and consumers $308.6 billion a year.

What is the proper wording to reflect additional insureds on certificates of insurance (COIs)?

Contractor B paid a fraudulent invoice for $26,000 to a hacker claiming to be Contractor A, and now doesn’t want to pay the legitimate bill.

An insured allows his employees to drive two of his personal vehicles for activities related to his auto repair buiness. Does PAP liability extend to the employees?

A carrier is adding the 1998 version of the ISO form CG 21 44 Limitation to Designated Premises endorsement to all policies on habitational or rental properties with more than one location.

​One of the largest errors & omissions exposures for insurance agents and agencies occurs during the placement of personal or commercial auto policies.

A mound system drain field failed, but the carrier denied the claim because piping wasn’t damaged.

After a fatal accident in which the victim was hit by an underinsured driver while driving an unlisted tractor, the carrier says uninsured/underinsured motorist coverage does not apply.