How Agents Can Assist D&O Clients as Risk Complexities Change
As the directors & officers (D&O) market shifts from soft to hard, it is a prime time for independent agents to identify emerging trends and changing exposures for their clients.

As the directors & officers (D&O) market shifts from soft to hard, it is a prime time for independent agents to identify emerging trends and changing exposures for their clients.
While D&O and cyber liability policies offer distinct coverage differences, many companies mistakenly believe they do not require separate policies.