most-read

March may be in like a lion and out like a lamb, but the crisis in the personal lines segment continues as costs from catastrophes rise steeply.

From coverage for shopping carts being blown into parked cars to the latest cybercrime trends, agents were kept up to date on the perils of the day thanks to weekly e-newsletters and the monthly magazine.

The start of 2024 brought some good news with property & casualty premium growth, but also highlighted historic increases in auto insurance rates and the changing landscape of agency errors & omissions coverage.

2023 was a rough one for the property & casualty industry.

Amidst forecasts that the property & casualty combined ratio will continue to deteriorate, the hard market and inflation continue to shape the independent agent psyche.

From scary trends in EPLI, cybercrime and carrier ratings to the perks and dangers of artificial intelligence, October articles delved into the trends that will linger into the fall.

From underwriting losses to how rising premiums are increasing the number of uninsured drivers on the road, September articles delved into the ramifications of the hard market.

From analyzing the causes of today’s difficult environment to exploring its implications on your clients, August’s articles delved into the hard market and how to get through it.

Another big carrier exit caught headlines, but the Hard Market Toolkit from Trusted Choice® provided resources for independent agencies to navigate this market and to effectively communicate with clients.

June brought the hard market into full focus, with companies pulling back from the property and auto insurance markets thanks to inflation, construction costs and catastrophe losses.