Financing Insurance Agency Expansion with Debt or Equity?
In the current environment of rising interest rates, it might be tempting to assume equity is the better choice, but many considerations say otherwise.

In the current environment of rising interest rates, it might be tempting to assume equity is the better choice, but many considerations say otherwise.
In the wake of changing attitudes, norms and expectations, here are four things the insurance industry can do to meet new challenges and to better cater to the human needs of their customers.
Over half (59%) of homeowners are concerned their insurance coverage is insufficient due to inflation and rising replacement costs.
“Rising claim costs have led to rate increases around the country,” says independent agent Kyle Fox. “This is due to both the increased cost of manufacturing complex parts and the technical specialization needed to service and repair them.”
The coronavirus pandemic played a dramatic role in the acceleration of technology in companies, leading underwriters to scrutinize businesses’ exposures and the safeguards they have in place.
Cowbell offers a portfolio of cyber policies including coverage for businesses with revenue from up to $100 million to up to $250 million.
Here are three ways digital underwriting trends can impact the service agents provide their clients.
Does a host liquor liability coverage amendment in a business owners policy respond when the insured pays for a hosted bar at regular events?
After years of working for her family’s captive agency, Mikayla Cooper started a fully virtual independent agency in April 2022. This podcast is sponsored by PersonalUmbrella.com.
A senior living condo community in Florida with a homeowners association (HOA) increased its hurricane deductible to 5% and passed the deductible back to the individual owners, who are now responsible for the roofs.