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Does a BAP Cover a Claim Outside the Radius of Operations? 39987If the insured has a claim outside the 500-mile radius, will the claim be covered? Is there a chance the carrier may wish to nonrenew or cancel?3/21/2025 1:15:27 PMA customer has a business auto policy (BAP) that is rated within a radius of operations, not per auto The policy has a 500-mile radius, which is sufficient for 99% of the time https://iam.iiaba.net/Lists/Articles/AllItems.aspxFalse
Homeowners Repair Cycle Length Reaches All-Time High139554Homeowners claims are taking longer to resolve than ever before with the average claim cycle time—from filing the claim to finished repairs—now 32.4 days, says J.D. Power. 3/20/2025 2:00:25 PMCatastrophic events and homeowners premium increases across the country have combined with slow repair cycle times to dampen customer satisfaction with the homeowners insurance https://iam.iiaba.net/Lists/Articles/AllItems.aspxFalse
NFIP Reauthorized in Recent Government Funding Bill 139591Last week, the U.S. Senate passed a continuing resolution to fund the federal government through Sept. 30 and included a short-term reauthorization of the National Flood Insurance Program (NFIP).3/20/2025 2:00:26 PMOn March 14, the U.S. Senate passed a continuing resolution (CR), which will fund the federal government through Sept. 30 The U.S. House of Representatives had acted earlier in the https://iam.iiaba.net/Lists/Articles/AllItems.aspxFalse
Is Google Dead? Why Social Media Is Taking Over Search22199If you're still relying solely on Google for your agency's search visibility, you might want to rethink your strategy. Social media is quickly becoming the new search engine for the next generation.3/20/2025 2:00:26 PMLet's get one thing straight Google isn't going anywhere anytime soon It's still the heavyweight champion of search engines across the globe But is it the all-powerful juggernaut https://iam.iiaba.net/Lists/Articles/AllItems.aspxFalse
Stress and Burnout: The Quiet Reason Many Agency Owners Are Selling Their Agencies 139553Consider these five strategies if stress and burnout is forcing you to consider selling your agency.3/20/2025 2:00:26 PMThere are many reasons why an agency owner sells their agency, including retirement, financial gain and the three Ds—divorce, disability and death Coming out of the pandemic, some https://iam.iiaba.net/Lists/Articles/AllItems.aspxFalse
How Agents and Carriers Can Play a Role in Reducing Distracted Driving 178542With distracted driving a leading cause of road accidents, agents can educate customers about the dangers and offer incentives for positive driving behavior. 3/17/2025 2:12:59 PMDistracted driving continued to be a leading cause of road accidents , according to the National Highway Traffic Safety Administration, with over 3,000 deaths in the U.S. https://iam.iiaba.net/Lists/Articles/AllItems.aspxFalse
Admiral Insurance Group Adds Virtual Care to Primary and Excess Professional Liability Product 178543The product addresses unique risks in the rapidly evolving field of health care technology, including coverage for medical malpractice, technology bodily injury and cybercrime.3/17/2025 2:14:40 PMPRODUCT Virtual Care COMPANIES Admiral Insurance Group, a Berkley Company FOCUS Recently, Admiral Insurance Group , a Berkley Company providing wholesale-dedicated excess https://iam.iiaba.net/Lists/Articles/AllItems.aspxFalse
4 Ways to Steer Clear of UM/UIM E&O Claims34530Insurance agents need to take appropriate steps to avoid errors & omissions claims that allege they failed to offer uninsured/underinsured motorist and umbrella coverage. 3/17/2025 2:10:38 PMIn today’s litigious society, drivers need uninsured/underinsured motorist insurance and even umbrella coverage Certain states have minimum automobile liability coverage 135https://iam.iiaba.net/Lists/Articles/AllItems.aspxFalse
Delayed Repairs and the ‘Delay, Loss of Use or Loss of Market Exclusion’ 133019A client's commercial property suffered wind damage. Repair estimates were approved, but weather delayed the repair and the costs increased. The adjustor is denying the additional repair costs.3/21/2025 1:15:27 PMA client with a CP 10 30 09 17 policy experienced wind damage to a completed structure Repair estimates were approved by the adjuster and a contractor was hired to repair the https://iam.iiaba.net/Lists/Articles/AllItems.aspxFalse
Most Ransomware Incidents Start With Compromised VPN Devices145567VPNs and firewalls ranked as the first and fourth most exploited technologies for initial access in 2024, according to a Coalition report.3/19/2025 5:56:27 PMThis week, Coalition released its “ Cyber Threat Index 2025 ," detailing insights on cybersecurity trends from 2024 and emerging threats businesses should be aware of in 2025 https://iam.iiaba.net/Lists/Articles/AllItems.aspxFalse