Specialty

For independent agents working within the media liability niche market, the proliferation of generative AI has created a fluid and complex environment.

As the equine industry continues to thrive through increased horse ownership and an expanding equestrian sports market, agents can offer the benefit of their knowledge of equine-related risks.

Understanding the reasons behind the significant growth in the equine industry can present numerous opportunities for agents.

While certain industries, such as health care, manufacturing and chemical industries, have the biggest environmental risk factors, every commercial insured has some form of a pollution exposure.

As natural disasters become more frequent and more costly, insurance carriers are experiencing an increase in the frequency and severity of environmental claims.

For many of the small business owners who have entered the retail cannabis market, ensuring they have the correct type and sufficient levels of insurance coverage may not be top of mind.

As states expand legalization, the demand for cannabis is growing, creating both opportunities and challenges for independent agents to enter the market.

Vantage Risk has extended its contractors pollution liability and professional liability offerings to environmental contractors and consultants.

Independent agents can make sure their public entity clients understand their risks and have the insurance protection they need at a price they can afford.

Couple the unique risk exposures of public entities with continued economic challenges such as inflation and labor shortages, and “Groundhog Day” may be set to continue.