Professional Liability

In an evolving marketplace and increasingly litigious environment, educating A&E clients about purchasing professional liability coverage is particularly important.

The product offers general liability coverage for a range of small artisan contractors, both commercial and residential, and also includes subcontracted work.

Here are six of the most common misconceptions the general public shares about flood coverage, which affect an agent’s ability to sell a flood policy.

While professional liability limits for many architecture & engineering firms have remained consistent, a changing landscape and severity of court verdicts is causing some carriers to reevaluate their appetite.

Berkley Select has added new coverages, more flexible policy forms and expanded capacity.

The product offers sublimit reinstatements, up to $1 million in wage and hour protection and continuity of claims coverage.

Insurers are mandating their clients to disclose any dealings with FTX, and in response, limiting or even denying coverage to companies they deem too risky.

New organizational changes often mean new risks.

Any business where the threat of physical harm could occur on or near the premises has an assault and battery exposure. It is not limited to liquor stores, restaurants and bars.

Coverage highlights include defense beyond the standard limits, automatic inclusion of third parties and full prior acts coverage.