Long-Term Care

When there’s no long-term care plan in place, care decisions are made in a crisis. Here are four tips agents can use to help clients integrate LTC into their plans.

“I anticipate continued increases in professional liability premiums, particularly for higher-risk placements like physicians, surgeons and wound care professionals,” says independent agent Andy Clark. “These roles have become increasingly difficult to insure affordably.”

“We see challenges with LTC (long-term care) adoption rates,” says independent agent Kelly Augspurger. “In my opinion, it’s an awareness and education issue because people don’t know what they don’t know.”

Disability insurance is paycheck protection, but few have this coverage. Here are four common myths among consumers about disability insurance.

As long-term care insurance premiums have skyrocketed while availability has dwindled, agents can guide clients through alternative solutions.

Many young people have seen the impact that care for a family member has on the rest of the family. When a grandparent or other relative needs care, they are getting a first-hand look at what that means for their parents.

Powell, agency principal at Encore Insurance Group Chesterfield, Virginia, grew up cutting records and touring as an R&B artist before starting an agency in 2022.

Guest host Bob Fee, president, Fee Insurance, and Kathy Conley-Jones, chief insurance strategist, Williamson Financial Management Group, share actionable strategies to help you enhance your agency’s service profile.

Critical illness insurance can help agents smooth revenue lost from long-term care insurance sales and help to meet the challenges of today’s aging population.

Three-quarters of Americans don’t currently have long-term care insurance. As an agent, how do you make a coverage seem relevant to a client when the need doesn’t exist yet?