Homeowners

“As a country, we’re shifting toward buying products online,” says independent agent Lou Martinez. “You don’t see people go into locations anymore, like how my parents still go through their insurance process.”

COVID-19 has affected the homeowners insurance market in numerous ways. Here are three reasons homeowners need more coverage than prior to the coronavirus pandemic.

Homebuyers can benefit from an independent agent’s advice to keep their home offers grounded in reality, particularly in this competitive market. Here are five ways agents can assist.

Buying homeowners insurance can be seen as just one more transaction to be completed before closing on a home. Agents can set themselves apart by educating clients on what they’re buying.

Significant increases in the cost of construction materials could affect a large property loss by exhausting the amounts of coverage. Here’s what agents can do about it.

Annie Hanna Engel. president and chief operating officer of Howard Hanna Insurance Services Inc.—the largest real estate company-owned insurance provider in the country—is pairing an independent agent with every real estate transaction.

If e-bikes are considered vehicles, and liability is excluded from homeowners policies, is there an ISO homeowners endorsement that provides both liability and physical damage coverage?

An insured’s son was mowing her lawn when the lawnmower threw a rock into the neighbor’s truck window. The son doesn’t want to file under his homeowners and feels that his mother’s HO3 should pay the claim.