EPLI

Employment practices liability insurance is just as important as workers compensation coverage, says independent agent Tim Clarke. But most clients don’t understand how much they need it.

Sexual harassment is just one of many common issues that arise in a restaurant workplace—and it’s also one of multiple risks covered by an employment practices liability insurance policy.

Can your small commercial client afford $25,000 to defend against an employee complaint?

Property owners and managers are struggling to keep up with modifications to Department of Housing and Urban Development regulations—and finding themselves unprotected when it comes to discrimination suits.

Thanks to a recent court case which changed a long-standing rule regarding control of employees, employers that use staffing agencies, independent contractors or franchisors now face an EPLI risk they did not have in the past.

In federal courts alone, the number of suits related to employment grievances has increased by more than 400% in the last 20 years. Rockwood’s new EPLI policy shields employers and directors & officers, plus all current, former and prospective employees.

Employee claims of discrimination, wrongful termination, retaliation and more can be costly to a restaurant’s bottom line. To address these issues, ProHost USA rounds out its restaurant package with an employment practices liability insurance endorsement.