Employee Benefits

In a challenging workforce and health insurance environment, offering small business clients an excepted benefits health insurance plan is one solution.

Many businesses of this size struggle with recruiting and retaining key talent because they can’t offer optimal health benefits. Key employee healthcare cost reimbursement plans may be the answer.

Here’s why and how you can find opportunities in life-health for both commercial and personal lines.

Nonprofits Insurance Alliance members can purchase a sublimit amount of coverage to protect their organizations from liability claims arising from communicable disease.

Coverage includes no waiting periods with the exception of orthodontic services, no copays for most preventative procedures and a new benefit covering two additional cleanings per year when medically recommended.

Is there errors & omission coverage for recommending a life settlement option? The answer is “yes” and “no.”

With today’s technology enhancements, writing life insurance can help drive additional revenue from your current book of clients or create new opportunities altogether.

The life settlement industry has come a long way over the last few decades. Adding life settlements to the list of options allows agents to offer a broader range of services to clients.

A fully insured corporate health insurance plan, ExecSelect™ provides an annual benefit of $100,000 per plan participant, with a per-occurrence limit of $10,000 for select employees.

Interest rates have been declining in the U.S. for decades. Establishing a review process as well as ongoing monitoring will help ensure clients’ life insurance policies are adequately funded throughout their lifetime.