Is There a Coverage Gap When BAP and Umbrella Have Different Renewal Dates?
A pallet manufacturing company has a business auto policy that renews in November and a commercial umbrella policy that renews in April.

A pallet manufacturing company has a business auto policy that renews in November and a commercial umbrella policy that renews in April.
If an employee drives a regularly furnished company car and the employee and family members are injured in an accident while using that car, how is that claim covered?
Does a nonprofit organization that has a workers compensation policy in force also need uninsured/underinsured motorist coverage?