Does a PAP Cover Stepdaughter Borrowing Car and Living in Different State?
A client owns a car, which is titled in her name, and gives it to her stepdaughter to drive. How should the personal auto policy be written?

A client owns a car, which is titled in her name, and gives it to her stepdaughter to drive. How should the personal auto policy be written?
While sky-high premiums prompted half of U.S. auto insurance customers to shop for a new plan last year, few alternatives meant most stayed put. That’s all about to change.
As we head into a new year, there’s no better time to equip producers with foundational insurance industry knowledge and concepts.
From themed weddings that pay homage to a couple’s favorite TV show to adventure weddings that include hiking, the world of weddings continues to evolve and the special events insurance market has taken notice.
Equip your clients with effective rodent prevention tips to save them from costly surprises and uncomfortable calls about uncovered damage.
While Kia and Hyundai owners faced challenges from the thefts of their vehicles, insurance carriers responded in various ways to deal with the threat.
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Should the uninsured motorist/underinsured motorist limits match those on the bodily injury and property damage liability coverage?
The program includes specialized classic car coverages and pricing models that account for the reduced accident frequency often associated with collector vehicles.
Would liability and physical damage coverages cover a rental car? Would there be a coverage gap in loss rentals?